Call reports 2012
FIRST SAVINGS BANK — 2012
What FIRST SAVINGS BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 543,157,000 | 583,120,000 | 636,939,000 | 649,561,000 |
| Total loans | 358,754,000 | 370,198,000 | 394,645,000 | 398,389,000 |
| Allowance for loan losses | 4,923,000 | 4,895,000 | 4,906,000 | 5,135,000 |
| Securities available for sale | 125,189,000 | 153,728,000 | 152,543,000 | 174,536,000 |
| Securities held to maturity | 8,742,000 | 8,406,000 | 7,882,000 | 7,714,000 |
| Trading assets | 0 | 2,130,000 | 3,562,000 | 3,431,000 |
| Total deposits | 411,770,000 | 404,509,000 | 496,960,000 | 493,174,000 |
| Interest-bearing deposits | 370,991,000 | 363,974,000 | 443,785,000 | 444,444,000 |
| Noninterest-bearing deposits | 40,779,000 | 40,535,000 | 53,175,000 | 48,729,000 |
| Equity capital | 73,332,000 | 75,496,000 | 80,506,000 | 82,136,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 6,198,000 | 12,757,000 | 19,632,000 | 26,391,000 |
| Interest expense | 1,123,000 | 2,247,000 | 3,432,000 | 4,528,000 |
| Net interest income | 5,075,000 | 10,510,000 | 16,200,000 | 21,863,000 |
| Noninterest income | 594,000 | 1,562,000 | 2,662,000 | 3,604,000 |
| Noninterest expense | 3,828,000 | 8,089,000 | 12,449,000 | 16,643,000 |
| Provision for loan losses | 270,000 | 578,000 | 1,213,000 | 1,666,000 |
| Pretax income | 1,571,000 | 3,423,000 | 5,230,000 | 7,188,000 |
| Income tax | 437,000 | 846,000 | 1,349,000 | 1,867,000 |
| Net income | 1,134,000 | 2,577,000 | 3,881,000 | 5,321,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 61,709,000 | 63,226,000 | 62,629,000 | 64,115,000 |
| Total capital | 66,172,000 | 67,946,000 | 67,566,000 | 69,178,000 |
| Risk-weighted assets | 356,594,000 | 375,222,000 | 395,830,000 | 402,553,000 |