Call reports 2008
GREAT FLORIDA BANK — 2008
What GREAT FLORIDA BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 1,850,387,000 | 1,791,117,000 | 1,736,983,000 | 1,843,534,000 |
| Total loans | 1,303,597,000 | 1,321,292,000 | 1,287,668,000 | 1,321,468,000 |
| Allowance for loan losses | 23,520,000 | 25,131,000 | 42,343,000 | 36,368,000 |
| Securities available for sale | 352,930,000 | 412,783,000 | 413,005,000 | 486,455,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,022,521,000 | 1,127,793,000 | 1,188,275,000 | 1,353,187,000 |
| Interest-bearing deposits | 939,472,000 | 1,035,688,000 | 1,109,393,000 | 1,286,227,000 |
| Noninterest-bearing deposits | 83,049,000 | 92,105,000 | 78,882,000 | 66,960,000 |
| Equity capital | 173,490,000 | 172,897,000 | 159,322,000 | 158,274,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 25,417,000 | 49,905,000 | 73,884,000 | 98,123,000 |
| Interest expense | 14,175,000 | 27,323,000 | 40,566,000 | 55,199,000 |
| Net interest income | 11,242,000 | 22,582,000 | 33,318,000 | 42,924,000 |
| Noninterest income | 433,000 | 854,000 | 1,400,000 | 2,019,000 |
| Noninterest expense | 9,435,000 | 17,818,000 | 27,830,000 | 36,593,000 |
| Provision for loan losses | 2,005,000 | 5,066,000 | 28,549,000 | 33,764,000 |
| Pretax income | 235,000 | 552,000 | -21,661,000 | -25,414,000 |
| Income tax | 166,000 | 377,000 | -7,910,000 | -6,185,000 |
| Net income | 69,000 | 175,000 | -13,751,000 | -19,229,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 170,302,000 | 170,625,000 | 155,882,000 | 148,677,000 |
| Total capital | 187,278,000 | 187,852,000 | 172,757,000 | 165,784,000 |
| Risk-weighted assets | 1,347,531,000 | 1,369,742,000 | 1,323,666,000 | 1,347,078,000 |