Call reports 2007
GREAT FLORIDA BANK — 2007
What GREAT FLORIDA BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 1,606,956,000 | 1,694,348,000 | 1,810,495,000 | 1,809,365,000 |
| Total loans | 1,182,372,000 | 1,225,515,000 | 1,241,797,000 | 1,276,457,000 |
| Allowance for loan losses | 20,538,000 | 21,328,000 | 21,460,000 | 21,787,000 |
| Securities available for sale | 110,240,000 | 184,089,000 | 274,864,000 | 250,095,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 948,347,000 | 961,768,000 | 1,027,295,000 | 994,579,000 |
| Interest-bearing deposits | 855,577,000 | 861,355,000 | 924,562,000 | 906,843,000 |
| Noninterest-bearing deposits | 92,770,000 | 100,413,000 | 102,733,000 | 87,736,000 |
| Equity capital | 169,639,000 | 169,280,000 | 170,738,000 | 172,448,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 23,081,000 | 46,588,000 | 73,231,000 | 100,209,000 |
| Interest expense | 11,967,000 | 25,080,000 | 40,369,000 | 55,640,000 |
| Net interest income | 11,114,000 | 21,508,000 | 32,862,000 | 44,569,000 |
| Noninterest income | 605,000 | 849,000 | 1,318,000 | 1,726,000 |
| Noninterest expense | 10,482,000 | 20,031,000 | 30,712,000 | 41,114,000 |
| Provision for loan losses | 400,000 | 1,196,000 | 2,231,000 | 3,854,000 |
| Pretax income | 837,000 | 1,130,000 | 1,237,000 | 1,327,000 |
| Income tax | 263,000 | 491,000 | 531,000 | 468,000 |
| Net income | 574,000 | 639,000 | 706,000 | 859,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 169,396,000 | 169,605,000 | 169,734,000 | 170,059,000 |
| Total capital | 184,936,000 | 185,539,000 | 186,110,000 | 186,688,000 |
| Risk-weighted assets | 1,236,369,000 | 1,268,855,000 | 1,303,630,000 | 1,322,208,000 |