Call reports 2006
GREAT FLORIDA BANK — 2006
What GREAT FLORIDA BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 1,147,941,000 | 1,297,509,000 | 1,386,431,000 | 1,535,981,000 |
| Total loans | 838,211,000 | 1,063,897,000 | 1,113,419,000 | 1,164,864,000 |
| Allowance for loan losses | 13,127,000 | 16,472,000 | 19,064,000 | 20,141,000 |
| Securities available for sale | 37,354,000 | 37,098,000 | 35,836,000 | 58,706,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 696,552,000 | 857,428,000 | 938,077,000 | 1,000,075,000 |
| Interest-bearing deposits | 586,228,000 | 738,874,000 | 836,137,000 | 892,719,000 |
| Noninterest-bearing deposits | 110,324,000 | 118,554,000 | 101,940,000 | 107,356,000 |
| Equity capital | 162,516,000 | 166,311,000 | 167,502,000 | 168,625,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 15,233,000 | 33,887,000 | 55,763,000 | 78,603,000 |
| Interest expense | 5,905,000 | 13,912,000 | 24,224,000 | 35,904,000 |
| Net interest income | 9,328,000 | 19,975,000 | 31,539,000 | 42,699,000 |
| Noninterest income | 166,000 | 405,000 | 691,000 | 1,144,000 |
| Noninterest expense | 7,392,000 | 14,343,000 | 22,496,000 | 31,153,000 |
| Provision for loan losses | 1,842,000 | 5,528,000 | 8,127,000 | 9,224,000 |
| Pretax income | 260,000 | 509,000 | 1,607,000 | 3,466,000 |
| Income tax | 0 | -3,620,000 | -3,273,000 | -2,618,000 |
| Net income | 260,000 | 4,129,000 | 4,880,000 | 6,084,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 161,918,000 | 166,594,000 | 167,652,000 | 168,650,000 |
| Total capital | 173,575,000 | 180,444,000 | 182,500,000 | 184,241,000 |
| Risk-weighted assets | 931,072,000 | 1,105,409,000 | 1,181,947,000 | 1,241,064,000 |