Call reports 2005
GREAT FLORIDA BANK — 2005
What GREAT FLORIDA BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 503,709,000 | 614,257,000 | 732,710,000 | 1,006,150,000 |
| Total loans | 305,750,000 | 398,011,000 | 546,050,000 | 729,902,000 |
| Allowance for loan losses | 5,194,000 | 6,163,000 | 8,257,000 | 11,625,000 |
| Securities available for sale | 122,534,000 | 141,700,000 | 15,421,000 | 38,792,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 276,796,000 | 333,741,000 | 416,613,000 | 538,317,000 |
| Interest-bearing deposits | 218,718,000 | 245,385,000 | 333,799,000 | 435,420,000 |
| Noninterest-bearing deposits | 58,078,000 | 88,356,000 | 82,814,000 | 102,897,000 |
| Equity capital | 50,581,000 | 54,326,000 | 101,270,000 | 157,364,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 4,084,000 | 9,995,000 | 18,399,000 | 29,920,000 |
| Interest expense | 1,257,000 | 3,250,000 | 6,144,000 | 10,522,000 |
| Net interest income | 2,827,000 | 6,745,000 | 12,255,000 | 19,398,000 |
| Noninterest income | 64,000 | 210,000 | 212,000 | 344,000 |
| Noninterest expense | 3,017,000 | 6,601,000 | 10,680,000 | 15,164,000 |
| Provision for loan losses | 1,536,000 | 2,505,000 | 4,598,000 | 7,967,000 |
| Pretax income | -1,662,000 | -2,151,000 | -2,811,000 | -3,389,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -1,662,000 | -2,151,000 | -2,811,000 | -3,389,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 50,684,000 | 54,363,000 | 101,328,000 | 157,122,000 |
| Total capital | 54,852,000 | 59,811,000 | 108,117,000 | 167,346,000 |
| Risk-weighted assets | 332,471,000 | 435,171,000 | 541,675,000 | 816,500,000 |