Call reports 2001
RAPPAHANNOCK NATIONAL BANK, THE — 2001
What RAPPAHANNOCK NATIONAL BANK, THE reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 26,104,000 | 26,002,000 | 26,140,000 | 31,746,000 |
| Total loans | 10,972,000 | 11,646,000 | 13,719,000 | 14,848,000 |
| Allowance for loan losses | 160,000 | 163,000 | 166,000 | 202,000 |
| Securities available for sale | 11,842,000 | 11,861,000 | 10,946,000 | 10,530,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 22,608,000 | 22,557,000 | 22,377,000 | 28,139,000 |
| Interest-bearing deposits | 16,863,000 | 17,159,000 | 16,473,000 | 21,309,000 |
| Noninterest-bearing deposits | 5,745,000 | 5,398,000 | 5,904,000 | 6,830,000 |
| Equity capital | 3,400,000 | 3,379,000 | 3,600,000 | 3,521,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 428,000 | 856,000 | 1,298,000 | 1,747,000 |
| Interest expense | 182,000 | 362,000 | 524,000 | 666,000 |
| Net interest income | 246,000 | 494,000 | 774,000 | 1,081,000 |
| Noninterest income | 42,000 | 93,000 | 142,000 | 192,000 |
| Noninterest expense | 159,000 | 316,000 | 489,000 | 662,000 |
| Provision for loan losses | 3,000 | 6,000 | 9,000 | 44,000 |
| Pretax income | 126,000 | 265,000 | 418,000 | 567,000 |
| Income tax | 21,000 | 46,000 | 76,000 | 70,000 |
| Net income | 105,000 | 219,000 | 342,000 | 497,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,253,000 | 3,257,000 | 3,380,000 | 3,417,000 |
| Total capital | 3,402,000 | 3,419,000 | 3,546,000 | 3,619,000 |
| Risk-weighted assets | 11,876,000 | 12,990,000 | 15,681,000 | 17,308,000 |