Call reports 2025
NORTHFIELD BANK — 2025
What NORTHFIELD BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 5,709,366,000 | 5,678,566,000 | 5,724,431,000 | 5,752,016,000 |
| Total loans | 3,996,426,000 | 3,920,613,000 | 3,900,346,000 | 3,856,773,000 |
| Allowance for loan losses | 34,921,000 | 36,120,000 | 36,890,000 | 38,144,000 |
| Securities available for sale | 1,246,473,000 | 1,300,975,000 | 1,330,904,000 | 1,412,419,000 |
| Securities held to maturity | 8,883,000 | 8,454,000 | 8,396,000 | 8,339,000 |
| Trading assets | 17,638,000 | 18,559,000 | 19,516,000 | 20,198,000 |
| Total deposits | 4,177,801,000 | 4,031,126,000 | 4,016,343,000 | 4,048,613,000 |
| Interest-bearing deposits | 3,413,017,000 | 3,258,663,000 | 3,273,212,000 | 3,271,429,000 |
| Noninterest-bearing deposits | 764,784,000 | 772,463,000 | 743,131,000 | 777,184,000 |
| Equity capital | 741,884,000 | 736,907,000 | 747,019,000 | 724,186,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 60,092,000 | 122,517,000 | 185,463,000 | 249,096,000 |
| Interest expense | 27,863,000 | 55,451,000 | 83,417,000 | 109,892,000 |
| Net interest income | 32,229,000 | 67,066,000 | 102,046,000 | 139,204,000 |
| Noninterest income | 3,022,000 | 7,548,000 | 12,274,000 | 16,950,000 |
| Noninterest expense | 21,142,000 | 43,870,000 | 66,915,000 | 129,180,000 |
| Provision for loan losses | 2,582,000 | 4,668,000 | 5,737,000 | 7,402,000 |
| Pretax income | 11,424,000 | 26,026,000 | 41,502,000 | 19,800,000 |
| Income tax | 3,028,000 | 7,458,000 | 11,617,000 | 16,746,000 |
| Net income | 8,396,000 | 18,568,000 | 29,885,000 | 3,054,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 712,983,000 | 704,242,000 | 711,583,000 | 728,406,000 |