Call reports 2023
NORTHFIELD BANK — 2023
What NORTHFIELD BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 5,661,261,000 | 5,538,790,000 | 5,434,758,000 | 5,595,320,000 |
| Total loans | 4,241,931,000 | 4,275,019,000 | 4,230,924,000 | 4,203,655,000 |
| Allowance for loan losses | 41,436,000 | 41,154,000 | 38,480,000 | 37,535,000 |
| Securities available for sale | 896,948,000 | 802,257,000 | 743,699,000 | 795,464,000 |
| Securities held to maturity | 10,378,000 | 10,316,000 | 10,114,000 | 9,866,000 |
| Trading assets | 16,054,000 | 17,009,000 | 17,963,000 | 17,396,000 |
| Total deposits | 3,895,660,000 | 3,831,564,000 | 3,722,958,000 | 3,933,394,000 |
| Interest-bearing deposits | 3,046,042,000 | 3,035,564,000 | 2,955,753,000 | 3,200,936,000 |
| Noninterest-bearing deposits | 849,618,000 | 796,000,000 | 767,205,000 | 732,458,000 |
| Equity capital | 723,021,000 | 691,169,000 | 697,816,000 | 711,211,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 49,927,000 | 101,597,000 | 154,332,000 | 208,794,000 |
| Interest expense | 14,547,000 | 34,736,000 | 57,439,000 | 82,632,000 |
| Net interest income | 35,380,000 | 66,861,000 | 96,893,000 | 126,162,000 |
| Noninterest income | 3,331,000 | 6,166,000 | 8,286,000 | 11,913,000 |
| Noninterest expense | 21,021,000 | 41,416,000 | 61,743,000 | 82,550,000 |
| Provision for loan losses | 864,000 | 894,000 | 1,082,000 | 1,353,000 |
| Pretax income | 16,827,000 | 30,700,000 | 42,337,000 | 54,155,000 |
| Income tax | 4,629,000 | 8,366,000 | 11,338,000 | 14,493,000 |
| Net income | 12,198,000 | 22,334,000 | 30,999,000 | 39,662,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 724,046,000 | 695,014,000 | 704,602,000 | 702,487,000 |