Call reports 2020
NORTHFIELD BANK — 2020
What NORTHFIELD BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 5,002,703,000 | 5,050,101,000 | 5,596,227,000 | 5,515,631,000 |
| Total loans | 3,509,137,000 | 3,589,359,000 | 3,731,617,000 | 3,843,133,000 |
| Allowance for loan losses | 36,800,000 | 38,520,000 | 38,716,000 | 37,606,000 |
| Securities available for sale | 1,061,443,000 | 1,037,489,000 | 1,171,430,000 | 1,264,806,000 |
| Securities held to maturity | 8,706,000 | 8,648,000 | 8,106,000 | 7,234,000 |
| Trading assets | 9,420,000 | 11,671,000 | 12,800,000 | 13,733,000 |
| Total deposits | 3,535,749,000 | 3,679,236,000 | 4,176,267,000 | 4,118,137,000 |
| Interest-bearing deposits | 3,114,600,000 | 3,136,689,000 | 3,446,595,000 | 3,416,500,000 |
| Noninterest-bearing deposits | 421,149,000 | 542,547,000 | 729,672,000 | 701,637,000 |
| Equity capital | 653,854,000 | 653,403,000 | 697,976,000 | 711,441,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 42,732,000 | 83,643,000 | 125,100,000 | 168,144,000 |
| Interest expense | 13,150,000 | 24,107,000 | 33,236,000 | 39,508,000 |
| Net interest income | 29,582,000 | 59,536,000 | 91,864,000 | 128,636,000 |
| Noninterest income | 136,000 | 4,286,000 | 7,267,000 | 11,149,000 |
| Noninterest expense | 15,317,000 | 32,691,000 | 55,876,000 | 76,869,000 |
| Provision for loan losses | 8,183,000 | 10,104,000 | 10,269,000 | 12,741,000 |
| Pretax income | 6,205,000 | 21,087,000 | 33,088,000 | 50,500,000 |
| Income tax | 1,582,000 | 5,479,000 | 8,605,000 | 12,955,000 |
| Net income | 4,623,000 | 15,608,000 | 24,483,000 | 37,545,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 604,036,000 | 599,658,000 | 641,274,000 | 656,324,000 |