Call reports 2019
NORTHFIELD BANK — 2019
What NORTHFIELD BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 4,557,213,000 | 4,766,815,000 | 4,810,350,000 | 5,059,460,000 |
| Total loans | 3,255,860,000 | 3,338,778,000 | 3,355,148,000 | 3,437,085,000 |
| Allowance for loan losses | 27,486,000 | 27,832,000 | 28,066,000 | 28,707,000 |
| Securities available for sale | 894,272,000 | 1,049,660,000 | 1,059,560,000 | 1,138,352,000 |
| Securities held to maturity | 9,448,000 | 8,872,000 | 8,817,000 | 8,762,000 |
| Trading assets | 9,710,000 | 10,162,000 | 10,323,000 | 11,245,000 |
| Total deposits | 3,413,273,000 | 3,362,310,000 | 3,388,040,000 | 3,461,466,000 |
| Interest-bearing deposits | 3,008,851,000 | 2,949,797,000 | 2,964,892,000 | 3,049,170,000 |
| Noninterest-bearing deposits | 404,422,000 | 412,513,000 | 423,148,000 | 412,296,000 |
| Equity capital | 639,814,000 | 615,427,000 | 630,440,000 | 642,341,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 39,466,000 | 79,659,000 | 122,506,000 | 165,143,000 |
| Interest expense | 12,464,000 | 25,837,000 | 40,239,000 | 54,850,000 |
| Net interest income | 27,002,000 | 53,822,000 | 82,267,000 | 110,293,000 |
| Noninterest income | 3,153,000 | 5,657,000 | 10,267,000 | 14,283,000 |
| Noninterest expense | 19,001,000 | 37,491,000 | 54,147,000 | 72,686,000 |
| Provision for loan losses | 59,000 | 550,000 | -750,000 | 22,000 |
| Pretax income | 11,250,000 | 21,653,000 | 39,474,000 | 52,383,000 |
| Income tax | 2,513,000 | 4,708,000 | 9,449,000 | 12,371,000 |
| Net income | 8,737,000 | 16,945,000 | 30,025,000 | 40,012,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 603,386,000 | 571,957,000 | 586,010,000 | 598,462,000 |
| Total capital | 631,455,000 | 600,542,000 | 614,709,000 | 627,954,000 |
| Risk-weighted assets | 3,772,480,000 | 3,894,242,000 | 3,883,195,000 | 3,991,679,000 |