Call reports 2018
NORTHFIELD BANK — 2018
What NORTHFIELD BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 4,068,483,000 | 4,187,451,000 | 4,286,975,000 | 4,409,433,000 |
| Total loans | 3,146,534,000 | 3,220,125,000 | 3,206,868,000 | 3,245,170,000 |
| Allowance for loan losses | 26,172,000 | 26,882,000 | 27,687,000 | 27,497,000 |
| Securities available for sale | 592,573,000 | 625,279,000 | 740,518,000 | 808,031,000 |
| Securities held to maturity | 9,873,000 | 9,819,000 | 9,560,000 | 9,505,000 |
| Trading assets | 9,774,000 | 10,118,000 | 10,619,000 | 8,925,000 |
| Total deposits | 2,940,458,000 | 3,001,630,000 | 3,169,687,000 | 3,326,853,000 |
| Interest-bearing deposits | 2,513,361,000 | 2,568,718,000 | 2,753,954,000 | 2,910,393,000 |
| Noninterest-bearing deposits | 427,097,000 | 432,912,000 | 415,733,000 | 416,460,000 |
| Equity capital | 602,234,000 | 609,109,000 | 618,131,000 | 623,113,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 34,682,000 | 70,617,000 | 108,344,000 | 147,292,000 |
| Interest expense | 7,420,000 | 15,866,000 | 25,948,000 | 37,169,000 |
| Net interest income | 27,262,000 | 54,751,000 | 82,396,000 | 110,123,000 |
| Noninterest income | 2,348,000 | 4,676,000 | 7,305,000 | 7,956,000 |
| Noninterest expense | 16,912,000 | 33,721,000 | 50,609,000 | 66,153,000 |
| Provision for loan losses | 34,000 | 704,000 | 2,008,000 | 2,615,000 |
| Pretax income | 12,719,000 | 25,173,000 | 37,261,000 | 49,488,000 |
| Income tax | 2,281,000 | 4,117,000 | 7,136,000 | 9,396,000 |
| Net income | 10,438,000 | 21,056,000 | 30,125,000 | 40,092,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 572,462,000 | 581,152,000 | 592,186,000 | 592,815,000 |
| Total capital | 599,138,000 | 608,614,000 | 620,385,000 | 620,863,000 |
| Risk-weighted assets | 3,417,995,000 | 3,527,032,000 | 3,595,838,000 | 3,705,379,000 |