Call reports 2016
NORTHFIELD BANK — 2016
What NORTHFIELD BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 3,672,874,000 | 3,742,752,000 | 3,785,727,000 | 3,851,026,000 |
| Total loans | 2,732,884,000 | 2,797,955,000 | 2,916,249,000 | 2,968,085,000 |
| Allowance for loan losses | 24,378,000 | 24,317,000 | 24,340,000 | 24,595,000 |
| Securities available for sale | 544,927,000 | 599,329,000 | 548,393,000 | 498,897,000 |
| Securities held to maturity | 10,298,000 | 10,249,000 | 10,198,000 | 10,148,000 |
| Trading assets | 7,076,000 | 7,069,000 | 7,508,000 | 7,816,000 |
| Total deposits | 2,562,921,000 | 2,635,217,000 | 2,654,372,000 | 2,735,455,000 |
| Interest-bearing deposits | 2,191,780,000 | 2,230,860,000 | 2,242,610,000 | 2,328,992,000 |
| Noninterest-bearing deposits | 371,141,000 | 404,357,000 | 411,762,000 | 406,463,000 |
| Equity capital | 578,050,000 | 574,712,000 | 583,495,000 | 588,857,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 30,183,000 | 61,366,000 | 92,904,000 | 125,114,000 |
| Interest expense | 5,674,000 | 11,439,000 | 16,951,000 | 22,613,000 |
| Net interest income | 24,509,000 | 49,927,000 | 75,953,000 | 102,501,000 |
| Noninterest income | 2,178,000 | 4,556,000 | 7,203,000 | 9,762,000 |
| Noninterest expense | 21,304,000 | 38,538,000 | 55,733,000 | 72,151,000 |
| Provision for loan losses | -131,000 | -117,000 | 355,000 | 635,000 |
| Pretax income | 5,565,000 | 16,268,000 | 27,292,000 | 39,783,000 |
| Income tax | 1,874,000 | 5,525,000 | 9,244,000 | 13,480,000 |
| Net income | 3,691,000 | 10,743,000 | 18,048,000 | 26,303,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 537,576,000 | 532,268,000 | 541,457,000 | 553,715,000 |
| Total capital | 562,410,000 | 557,015,000 | 566,318,000 | 578,828,000 |
| Risk-weighted assets | 2,866,275,000 | 2,997,531,000 | 3,082,487,000 | 3,119,353,000 |