Call reports 2015
NORTHFIELD BANK — 2015
What NORTHFIELD BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 3,048,999,000 | 3,144,222,000 | 3,181,232,000 | 3,202,348,000 |
| Total loans | 2,004,639,000 | 2,203,959,000 | 2,290,298,000 | 2,373,715,000 |
| Allowance for loan losses | 25,898,000 | 25,516,000 | 25,655,000 | 24,770,000 |
| Securities available for sale | 728,657,000 | 640,212,000 | 579,658,000 | 541,594,000 |
| Securities held to maturity | 2,978,000 | 3,921,000 | 8,613,000 | 10,346,000 |
| Trading assets | 6,709,000 | 6,760,000 | 6,326,000 | 6,676,000 |
| Total deposits | 1,824,513,000 | 1,996,769,000 | 2,102,079,000 | 2,086,919,000 |
| Interest-bearing deposits | 1,539,020,000 | 1,720,738,000 | 1,821,529,000 | 1,809,015,000 |
| Noninterest-bearing deposits | 285,493,000 | 276,031,000 | 280,550,000 | 277,904,000 |
| Equity capital | 519,016,000 | 522,025,000 | 524,207,000 | 511,283,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 24,755,000 | 49,835,000 | 75,429,000 | 102,129,000 |
| Interest expense | 5,015,000 | 10,001,000 | 15,222,000 | 20,614,000 |
| Net interest income | 19,740,000 | 39,834,000 | 60,207,000 | 81,515,000 |
| Noninterest income | 2,104,000 | 4,066,000 | 5,722,000 | 7,844,000 |
| Noninterest expense | 14,102,000 | 28,387,000 | 43,071,000 | 57,586,000 |
| Provision for loan losses | 200,000 | 272,000 | 472,000 | 354,000 |
| Pretax income | 7,542,000 | 15,284,000 | 22,443,000 | 31,475,000 |
| Income tax | 2,521,000 | 5,902,000 | 8,334,000 | 11,757,000 |
| Net income | 5,021,000 | 9,382,000 | 14,109,000 | 19,718,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 500,733,000 | 507,364,000 | 507,480,000 | 498,067,000 |
| Total capital | 527,123,000 | 533,431,000 | 533,686,000 | 523,223,000 |
| Risk-weighted assets | 2,267,001,000 | 2,356,171,000 | 2,420,390,000 | 2,467,221,000 |