Call reports 2014
NORTHFIELD BANK — 2014
What NORTHFIELD BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 2,695,033,000 | 2,685,860,000 | 2,919,906,000 | 3,018,172,000 |
| Total loans | 1,515,535,000 | 1,573,962,000 | 1,821,604,000 | 1,942,995,000 |
| Allowance for loan losses | 26,565,000 | 26,267,000 | 26,278,000 | 26,292,000 |
| Securities available for sale | 902,350,000 | 857,296,000 | 803,684,000 | 771,240,000 |
| Securities held to maturity | 0 | 4,037,000 | 3,877,000 | 3,609,000 |
| Trading assets | 6,114,000 | 6,303,000 | 6,195,000 | 6,384,000 |
| Total deposits | 1,643,043,000 | 1,591,006,000 | 1,587,125,000 | 1,682,605,000 |
| Interest-bearing deposits | 1,399,408,000 | 1,344,009,000 | 1,327,901,000 | 1,401,459,000 |
| Noninterest-bearing deposits | 243,635,000 | 246,997,000 | 259,224,000 | 281,146,000 |
| Equity capital | 507,615,000 | 515,316,000 | 518,951,000 | 509,808,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 22,769,000 | 44,952,000 | 67,665,000 | 92,106,000 |
| Interest expense | 3,968,000 | 7,900,000 | 11,918,000 | 16,504,000 |
| Net interest income | 18,801,000 | 37,052,000 | 55,747,000 | 75,602,000 |
| Noninterest income | 2,116,000 | 4,361,000 | 6,174,000 | 8,081,000 |
| Noninterest expense | 11,851,000 | 24,247,000 | 37,312,000 | 51,496,000 |
| Provision for loan losses | 417,000 | 271,000 | 588,000 | 645,000 |
| Pretax income | 8,704,000 | 17,095,000 | 24,249,000 | 31,925,000 |
| Income tax | 3,544,000 | 6,475,000 | 8,807,000 | 11,596,000 |
| Net income | 5,160,000 | 10,620,000 | 15,442,000 | 20,329,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 494,225,000 | 500,460,000 | 506,967,000 | 494,131,000 |
| Total capital | 518,713,000 | 525,595,000 | 533,801,000 | 520,875,000 |
| Risk-weighted assets | 1,956,447,000 | 2,009,212,000 | 2,163,398,000 | 2,269,817,000 |