Call reports 2013
NORTHFIELD BANK — 2013
What NORTHFIELD BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 2,844,448,000 | 2,693,626,000 | 2,730,185,000 | 2,703,199,000 |
| Total loans | 1,253,970,000 | 1,333,333,000 | 1,401,812,000 | 1,489,947,000 |
| Allowance for loan losses | 26,316,000 | 26,820,000 | 27,114,000 | 26,037,000 |
| Securities available for sale | 1,336,773,000 | 1,142,128,000 | 1,023,054,000 | 937,085,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 5,161,000 | 5,268,000 | 5,706,000 | 5,998,000 |
| Total deposits | 1,799,659,000 | 1,689,853,000 | 1,642,566,000 | 1,640,595,000 |
| Interest-bearing deposits | 1,589,046,000 | 1,456,053,000 | 1,411,103,000 | 1,395,393,000 |
| Noninterest-bearing deposits | 210,613,000 | 233,800,000 | 231,463,000 | 245,202,000 |
| Equity capital | 546,385,000 | 538,980,000 | 542,222,000 | 547,216,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 23,510,000 | 46,482,000 | 69,869,000 | 92,670,000 |
| Interest expense | 5,008,000 | 9,493,000 | 13,867,000 | 18,130,000 |
| Net interest income | 18,502,000 | 36,989,000 | 56,002,000 | 74,540,000 |
| Noninterest income | 1,757,000 | 3,494,000 | 5,729,000 | 8,339,000 |
| Noninterest expense | 14,068,000 | 26,923,000 | 39,976,000 | 52,897,000 |
| Provision for loan losses | 277,000 | 694,000 | 1,511,000 | 1,927,000 |
| Pretax income | 7,412,000 | 14,325,000 | 22,055,000 | 29,868,000 |
| Income tax | 2,581,000 | 5,144,000 | 7,806,000 | 10,711,000 |
| Net income | 4,831,000 | 9,181,000 | 14,249,000 | 19,157,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 514,857,000 | 520,486,000 | 526,846,000 | 535,007,000 |
| Total capital | 537,143,000 | 543,159,000 | 550,558,000 | 559,187,000 |
| Risk-weighted assets | 1,778,319,000 | 1,809,158,000 | 1,893,052,000 | 1,932,128,000 |