Call reports 2012
NORTHFIELD BANK — 2012
What NORTHFIELD BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 2,401,657,000 | 2,455,734,000 | 2,480,007,000 | 2,806,526,000 |
| Total loans | 1,043,949,000 | 1,073,303,000 | 1,102,207,000 | 1,248,389,000 |
| Allowance for loan losses | 27,100,000 | 27,042,000 | 27,069,000 | 26,424,000 |
| Securities available for sale | 1,179,154,000 | 1,215,951,000 | 1,203,782,000 | 1,270,458,000 |
| Securities held to maturity | 3,324,000 | 2,833,000 | 2,537,000 | 2,220,000 |
| Trading assets | 4,577,000 | 4,490,000 | 4,737,000 | 4,677,000 |
| Total deposits | 1,513,809,000 | 1,552,251,000 | 1,580,764,000 | 1,968,114,000 |
| Interest-bearing deposits | 1,348,186,000 | 1,390,022,000 | 1,402,690,000 | 1,755,583,000 |
| Noninterest-bearing deposits | 165,623,000 | 162,229,000 | 178,074,000 | 212,531,000 |
| Equity capital | 353,397,000 | 359,977,000 | 367,046,000 | 386,085,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 22,708,000 | 45,453,000 | 68,113,000 | 91,555,000 |
| Interest expense | 5,944,000 | 11,818,000 | 17,634,000 | 23,150,000 |
| Net interest income | 16,764,000 | 33,635,000 | 50,479,000 | 68,405,000 |
| Noninterest income | 2,234,000 | 3,598,000 | 5,083,000 | 6,459,000 |
| Noninterest expense | 12,444,000 | 23,762,000 | 35,494,000 | 47,941,000 |
| Provision for loan losses | 615,000 | 1,159,000 | 1,661,000 | 3,536,000 |
| Pretax income | 7,680,000 | 14,119,000 | 20,439,000 | 25,514,000 |
| Income tax | 2,709,000 | 4,999,000 | 7,341,000 | 9,154,000 |
| Net income | 4,971,000 | 9,120,000 | 13,098,000 | 16,360,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 319,006,000 | 324,376,000 | 329,442,000 | 350,562,000 |
| Total capital | 336,521,000 | 343,568,000 | 348,792,000 | 371,461,000 |
| Risk-weighted assets | 1,391,241,000 | 1,527,197,000 | 1,539,846,000 | 1,666,013,000 |