Call reports 2007
NORTHFIELD BANK — 2007
What NORTHFIELD BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 |
|---|---|---|---|
| Total assets | 1,291,946,000 | 1,287,560,000 | 1,576,541,000 |
| Total loans | 427,631,000 | 424,705,000 | 427,103,000 |
| Allowance for loan losses | 5,456,000 | 4,731,000 | 4,931,000 |
| Securities available for sale | 680,755,000 | 696,215,000 | 775,292,000 |
| Securities held to maturity | 24,498,000 | 22,669,000 | 21,098,000 |
| Trading assets | 2,899,000 | 3,463,000 | 3,589,000 |
| Total deposits | 969,073,000 | 974,283,000 | 1,273,302,000 |
| Interest-bearing deposits | 874,154,000 | 875,345,000 | 896,711,000 |
| Noninterest-bearing deposits | 94,919,000 | 98,938,000 | 376,591,000 |
| Equity capital | 171,317,000 | 169,582,000 | 179,106,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 |
|---|---|---|---|
| Interest income | 15,474,000 | 31,091,000 | 47,698,000 |
| Interest expense | 7,263,000 | 14,641,000 | 22,120,000 |
| Net interest income | 8,211,000 | 16,450,000 | 25,578,000 |
| Noninterest income | 5,644,000 | 7,045,000 | 8,373,000 |
| Noninterest expense | 5,999,000 | 12,050,000 | 17,386,000 |
| Provision for loan losses | 440,000 | 537,000 | 737,000 |
| Pretax income | 7,421,000 | 10,913,000 | 15,837,000 |
| Income tax | 2,714,000 | 3,957,000 | 5,812,000 |
| Net income | 4,707,000 | 6,956,000 | 10,025,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 |
|---|---|---|---|
| Tier 1 capital | 165,813,000 | 167,888,000 | 171,024,000 |
| Total capital | 171,450,000 | 172,800,000 | 176,069,000 |
| Risk-weighted assets | 667,712,000 | 675,102,000 | 740,278,000 |