Call reports 2002
NORTHFIELD BANK — 2002
What NORTHFIELD BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 1,053,467,000 | 1,031,360,000 | 961,957,000 | 1,304,554,000 |
| Total loans | 102,447,000 | 106,565,000 | 112,274,000 | 303,627,000 |
| Allowance for loan losses | 2,105,000 | 2,105,000 | 1,605,000 | 2,749,000 |
| Securities available for sale | 540,917,000 | 513,790,000 | 464,197,000 | 609,142,000 |
| Securities held to maturity | 308,691,000 | 332,902,000 | 291,958,000 | 236,170,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 613,602,000 | 648,639,000 | 672,948,000 | 1,002,520,000 |
| Interest-bearing deposits | 564,945,000 | 597,186,000 | 618,669,000 | 930,449,000 |
| Noninterest-bearing deposits | 48,657,000 | 51,453,000 | 54,279,000 | 72,071,000 |
| Equity capital | 90,989,000 | 97,550,000 | 102,203,000 | 128,414,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 13,490,000 | 27,070,000 | 40,083,000 | 72,005,000 |
| Interest expense | 6,191,000 | 12,320,000 | 17,817,000 | 32,765,000 |
| Net interest income | 7,299,000 | 14,750,000 | 22,266,000 | 39,240,000 |
| Noninterest income | 646,000 | 1,316,000 | 2,240,000 | 4,585,000 |
| Noninterest expense | 2,974,000 | 6,161,000 | 9,306,000 | 26,058,000 |
| Provision for loan losses | 0 | 0 | -500,000 | -170,000 |
| Pretax income | 4,971,000 | 9,905,000 | 15,700,000 | 18,262,000 |
| Income tax | 1,795,000 | 3,574,000 | 5,719,000 | 6,680,000 |
| Net income | 3,176,000 | 6,331,000 | 9,981,000 | 11,582,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 88,713,000 | 91,919,000 | 95,540,000 | 100,964,000 |
| Total capital | 90,818,000 | 94,024,000 | 97,145,000 | 103,713,000 |
| Risk-weighted assets | 506,258,000 | 474,301,000 | 397,566,000 | 522,617,000 |