Call reports 2001
NORTHFIELD BANK — 2001
What NORTHFIELD BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 955,167,000 | 1,017,164,000 | 1,060,645,000 | 882,461,000 |
| Total loans | 79,662,000 | 82,546,000 | 90,768,000 | 94,539,000 |
| Allowance for loan losses | 2,205,000 | 2,205,000 | 2,205,000 | 2,105,000 |
| Securities available for sale | 443,752,000 | 500,638,000 | 550,057,000 | 390,692,000 |
| Securities held to maturity | 364,439,000 | 371,689,000 | 344,403,000 | 299,570,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 535,057,000 | 540,620,000 | 549,440,000 | 580,591,000 |
| Interest-bearing deposits | 492,263,000 | 498,337,000 | 507,911,000 | 532,137,000 |
| Noninterest-bearing deposits | 42,794,000 | 42,283,000 | 41,529,000 | 48,454,000 |
| Equity capital | 79,641,000 | 82,983,000 | 87,830,000 | 89,120,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 13,290,000 | 28,381,000 | 43,408,000 | 57,235,000 |
| Interest expense | 7,515,000 | 16,488,000 | 25,215,000 | 32,508,000 |
| Net interest income | 5,775,000 | 11,893,000 | 18,193,000 | 24,727,000 |
| Noninterest income | 661,000 | 1,292,000 | 1,943,000 | 2,547,000 |
| Noninterest expense | 2,324,000 | 4,729,000 | 7,124,000 | 9,657,000 |
| Provision for loan losses | 0 | 0 | 0 | -100,000 |
| Pretax income | 4,112,000 | 8,456,000 | 13,012,000 | 17,717,000 |
| Income tax | 1,540,000 | 3,113,000 | 4,747,000 | 6,442,000 |
| Net income | 2,572,000 | 5,343,000 | 8,265,000 | 11,275,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 76,632,000 | 79,456,000 | 82,530,000 | 85,485,000 |
| Total capital | 78,837,000 | 81,661,000 | 84,735,000 | 87,590,000 |
| Risk-weighted assets | 526,761,000 | 553,694,000 | 596,661,000 | 375,331,000 |