Call reports 2014
1ST UNITED BANK — 2014
What 1ST UNITED BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 |
|---|---|---|---|
| Total assets | 1,734,623,000 | 1,695,123,000 | 1,679,443,000 |
| Total loans | 1,156,961,000 | 1,140,307,000 | 1,179,391,000 |
| Allowance for loan losses | 10,033,000 | 10,023,000 | 9,440,000 |
| Securities available for sale | 323,828,000 | 320,470,000 | 217,046,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 1,444,700,000 | 1,407,395,000 | 1,389,436,000 |
| Interest-bearing deposits | 896,810,000 | 871,122,000 | 839,719,000 |
| Noninterest-bearing deposits | 547,890,000 | 536,273,000 | 549,717,000 |
| Equity capital | 217,491,000 | 223,705,000 | 226,222,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 |
|---|---|---|---|
| Interest income | 19,505,000 | 38,595,000 | 57,195,000 |
| Interest expense | 863,000 | 1,704,000 | 2,517,000 |
| Net interest income | 18,642,000 | 36,891,000 | 54,678,000 |
| Noninterest income | -1,216,000 | -1,917,000 | -2,471,000 |
| Noninterest expense | 12,636,000 | 25,497,000 | 38,138,000 |
| Provision for loan losses | 361,000 | 911,000 | 1,261,000 |
| Pretax income | 4,429,000 | 8,566,000 | 12,642,000 |
| Income tax | 1,601,000 | 3,525,000 | 4,991,000 |
| Net income | 2,828,000 | 5,041,000 | 7,651,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 |
|---|---|---|---|
| Tier 1 capital | 150,816,000 | 155,699,000 | 157,606,000 |
| Total capital | 160,849,000 | 165,722,000 | 167,046,000 |
| Risk-weighted assets | 1,140,868,000 | 1,142,827,000 | 1,160,604,000 |