Call reports 2013
1ST UNITED BANK — 2013
What 1ST UNITED BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 1,554,642,000 | 1,538,886,000 | 1,714,114,000 | 1,839,183,000 |
| Total loans | 924,507,000 | 931,856,000 | 1,119,634,000 | 1,131,832,000 |
| Allowance for loan losses | 9,339,000 | 10,063,000 | 9,907,000 | 9,647,000 |
| Securities available for sale | 310,956,000 | 354,869,000 | 341,879,000 | 327,961,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,315,806,000 | 1,307,677,000 | 1,414,362,000 | 1,563,768,000 |
| Interest-bearing deposits | 865,329,000 | 851,747,000 | 939,656,000 | 1,031,003,000 |
| Noninterest-bearing deposits | 450,477,000 | 455,930,000 | 474,706,000 | 532,764,000 |
| Equity capital | 215,773,000 | 210,515,000 | 213,857,000 | 212,883,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 17,685,000 | 38,196,000 | 57,680,000 | 79,609,000 |
| Interest expense | 995,000 | 1,898,000 | 2,822,000 | 3,809,000 |
| Net interest income | 16,690,000 | 36,298,000 | 54,858,000 | 75,800,000 |
| Noninterest income | -1,080,000 | -4,378,000 | -5,761,000 | -9,159,000 |
| Noninterest expense | 12,247,000 | 24,833,000 | 39,750,000 | 52,052,000 |
| Provision for loan losses | 650,000 | 2,134,000 | 2,884,000 | 3,664,000 |
| Pretax income | 2,835,000 | 5,685,000 | 7,287,000 | 11,749,000 |
| Income tax | 1,078,000 | 2,130,000 | 2,722,000 | 4,388,000 |
| Net income | 1,757,000 | 3,555,000 | 4,565,000 | 7,361,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 152,463,000 | 150,547,000 | 146,446,000 | 149,236,000 |
| Total capital | 161,802,000 | 160,610,000 | 156,353,000 | 158,884,000 |
| Risk-weighted assets | 843,946,000 | 893,389,000 | 1,094,518,000 | 1,113,554,000 |