Call reports 2012
1ST UNITED BANK — 2012
What 1ST UNITED BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 1,396,646,000 | 1,605,048,000 | 1,537,803,000 | 1,559,666,000 |
| Total loans | 863,894,000 | 939,233,000 | 927,535,000 | 910,799,000 |
| Allowance for loan losses | 12,182,000 | 9,172,000 | 9,174,000 | 9,604,000 |
| Securities available for sale | 219,247,000 | 160,083,000 | 223,332,000 | 260,122,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,196,748,000 | 1,371,363,000 | 1,302,840,000 | 1,316,408,000 |
| Interest-bearing deposits | 833,518,000 | 930,478,000 | 898,236,000 | 880,603,000 |
| Noninterest-bearing deposits | 363,230,000 | 440,885,000 | 404,604,000 | 435,805,000 |
| Equity capital | 179,182,000 | 216,315,000 | 218,462,000 | 216,305,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 15,847,000 | 34,970,000 | 54,109,000 | 72,684,000 |
| Interest expense | 1,468,000 | 2,949,000 | 4,230,000 | 5,357,000 |
| Net interest income | 14,379,000 | 32,021,000 | 49,879,000 | 67,327,000 |
| Noninterest income | -188,000 | -743,000 | -2,581,000 | -4,219,000 |
| Noninterest expense | 11,949,000 | 25,841,000 | 38,100,000 | 50,046,000 |
| Provision for loan losses | 1,300,000 | 4,400,000 | 5,450,000 | 6,350,000 |
| Pretax income | 1,440,000 | 2,710,000 | 5,421,000 | 8,385,000 |
| Income tax | 544,000 | 1,011,000 | 2,037,000 | 3,128,000 |
| Net income | 896,000 | 1,699,000 | 3,384,000 | 5,257,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 122,066,000 | 149,832,000 | 152,773,000 | 152,520,000 |
| Total capital | 130,465,000 | 159,004,000 | 161,947,000 | 162,124,000 |
| Risk-weighted assets | 668,114,000 | 798,887,000 | 795,687,000 | 798,675,000 |