Call reports 2011
1ST UNITED BANK — 2011
What 1ST UNITED BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 1,255,330,000 | 1,255,973,000 | 1,242,555,000 | 1,416,005,000 |
| Total loans | 810,227,000 | 797,486,000 | 783,264,000 | 876,267,000 |
| Allowance for loan losses | 13,532,000 | 12,770,000 | 12,631,000 | 12,336,000 |
| Securities available for sale | 111,233,000 | 135,801,000 | 188,515,000 | 201,722,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,072,478,000 | 1,070,919,000 | 1,056,091,000 | 1,212,255,000 |
| Interest-bearing deposits | 760,756,000 | 753,213,000 | 729,894,000 | 870,701,000 |
| Noninterest-bearing deposits | 311,721,000 | 317,706,000 | 326,197,000 | 341,554,000 |
| Equity capital | 154,147,000 | 156,430,000 | 158,559,000 | 179,604,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 14,636,000 | 30,903,000 | 44,453,000 | 60,252,000 |
| Interest expense | 1,743,000 | 3,422,000 | 4,953,000 | 6,580,000 |
| Net interest income | 12,893,000 | 27,481,000 | 39,500,000 | 53,672,000 |
| Noninterest income | 744,000 | 390,000 | 1,316,000 | 1,435,000 |
| Noninterest expense | 10,948,000 | 21,947,000 | 31,145,000 | 42,109,000 |
| Provision for loan losses | 1,900,000 | 3,350,000 | 4,800,000 | 7,000,000 |
| Pretax income | 789,000 | 2,574,000 | 4,871,000 | 6,362,000 |
| Income tax | 313,000 | 1,005,000 | 1,865,000 | 2,436,000 |
| Net income | 476,000 | 1,569,000 | 3,006,000 | 3,926,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 105,352,000 | 106,776,000 | 108,109,000 | 121,810,000 |
| Total capital | 117,062,000 | 118,789,000 | 120,102,000 | 130,011,000 |
| Risk-weighted assets | 560,381,000 | 595,660,000 | 604,409,000 | 651,963,000 |