Call reports 2009
1ST UNITED BANK — 2009
What 1ST UNITED BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 622,245,000 | 632,848,000 | 669,148,000 | 1,010,445,000 |
| Total loans | 497,872,000 | 505,127,000 | 500,512,000 | 675,983,000 |
| Allowance for loan losses | 5,856,000 | 7,445,000 | 7,189,000 | 12,782,000 |
| Securities available for sale | 39,966,000 | 41,093,000 | 50,486,000 | 88,843,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 465,383,000 | 486,010,000 | 532,901,000 | 845,385,000 |
| Interest-bearing deposits | 359,938,000 | 378,732,000 | 397,685,000 | 636,867,000 |
| Noninterest-bearing deposits | 105,445,000 | 107,278,000 | 135,216,000 | 208,518,000 |
| Equity capital | 94,741,000 | 93,185,000 | 98,094,000 | 124,603,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 6,956,000 | 13,895,000 | 20,921,000 | 28,539,000 |
| Interest expense | 1,897,000 | 3,727,000 | 5,574,000 | 7,427,000 |
| Net interest income | 5,059,000 | 10,168,000 | 15,347,000 | 21,112,000 |
| Noninterest income | 456,000 | 907,000 | 1,402,000 | 25,183,000 |
| Noninterest expense | 5,351,000 | 11,472,000 | 16,769,000 | 25,876,000 |
| Provision for loan losses | 105,000 | 2,905,000 | 3,090,000 | 12,740,000 |
| Pretax income | 122,000 | -2,772,000 | -2,480,000 | 8,275,000 |
| Income tax | 50,000 | -973,000 | -875,000 | 3,137,000 |
| Net income | 72,000 | -1,799,000 | -1,605,000 | 5,138,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 43,279,000 | 41,590,000 | 46,433,000 | 75,939,000 |
| Total capital | 54,135,000 | 52,660,000 | 57,382,000 | 87,451,000 |
| Risk-weighted assets | 486,857,000 | 484,217,000 | 474,708,000 | 517,620,000 |