Call reports 2007
1ST UNITED BANK — 2007
What 1ST UNITED BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 351,900,000 | 350,655,000 | 351,152,000 | 375,652,000 |
| Total loans | 275,159,000 | 276,971,000 | 274,790,000 | 286,528,000 |
| Allowance for loan losses | 2,218,000 | 2,172,000 | 2,359,000 | 2,070,000 |
| Securities available for sale | 36,258,000 | 36,589,000 | 38,774,000 | 35,546,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 262,825,000 | 257,411,000 | 254,827,000 | 283,980,000 |
| Interest-bearing deposits | 184,205,000 | 178,982,000 | 242,700,000 | 270,440,000 |
| Noninterest-bearing deposits | 78,620,000 | 78,429,000 | 12,127,000 | 13,540,000 |
| Equity capital | 38,769,000 | 38,441,000 | 39,069,000 | 42,562,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 5,894,000 | 12,094,000 | 18,431,000 | 24,699,000 |
| Interest expense | 2,326,000 | 4,669,000 | 7,034,000 | 9,474,000 |
| Net interest income | 3,568,000 | 7,425,000 | 11,397,000 | 15,225,000 |
| Noninterest income | 482,000 | 1,096,000 | 1,543,000 | 1,915,000 |
| Noninterest expense | 3,948,000 | 8,212,000 | 12,619,000 | 16,852,000 |
| Provision for loan losses | 60,000 | 145,000 | 145,000 | 145,000 |
| Pretax income | 42,000 | 164,000 | 176,000 | 143,000 |
| Income tax | 0 | 0 | 0 | -3,237,000 |
| Net income | 42,000 | 164,000 | 176,000 | 3,380,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,414,000 | 34,314,000 | 34,349,000 | 34,494,000 |
| Total capital | 36,632,000 | 36,486,000 | 36,708,000 | 36,564,000 |
| Risk-weighted assets | 324,122,000 | 298,821,000 | 301,764,000 | 315,462,000 |