Call reports 2006
1ST UNITED BANK — 2006
What 1ST UNITED BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 274,239,000 | 295,812,000 | 308,752,000 | 332,209,000 |
| Total loans | 212,248,000 | 222,114,000 | 242,951,000 | 256,929,000 |
| Allowance for loan losses | 1,994,000 | 1,947,000 | 2,096,000 | 2,149,000 |
| Securities available for sale | 33,138,000 | 31,084,000 | 30,113,000 | 32,867,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 208,836,000 | 225,224,000 | 240,722,000 | 252,488,000 |
| Interest-bearing deposits | 127,584,000 | 142,137,000 | 162,877,000 | 168,890,000 |
| Noninterest-bearing deposits | 81,251,000 | 83,087,000 | 77,844,000 | 83,598,000 |
| Equity capital | 35,125,000 | 35,076,000 | 38,341,000 | 38,600,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 4,256,000 | 8,962,000 | 14,303,000 | 19,948,000 |
| Interest expense | 1,098,000 | 2,421,000 | 4,223,000 | 6,232,000 |
| Net interest income | 3,158,000 | 6,541,000 | 10,080,000 | 13,716,000 |
| Noninterest income | 381,000 | 613,000 | 979,000 | 1,421,000 |
| Noninterest expense | 3,422,000 | 7,002,000 | 10,813,000 | 14,787,000 |
| Provision for loan losses | 100,000 | 100,000 | 135,000 | 181,000 |
| Pretax income | 17,000 | 52,000 | 111,000 | 169,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 17,000 | 52,000 | 111,000 | 169,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,195,000 | 31,230,000 | 34,288,000 | 34,372,000 |
| Total capital | 33,189,000 | 33,177,000 | 36,384,000 | 36,521,000 |
| Risk-weighted assets | 241,007,000 | 256,104,000 | 265,789,000 | 285,342,000 |