Call reports 2005
1ST UNITED BANK — 2005
What 1ST UNITED BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 181,659,000 | 197,087,000 | 225,447,000 | 246,747,000 |
| Total loans | 104,894,000 | 131,817,000 | 164,666,000 | 190,768,000 |
| Allowance for loan losses | 1,628,000 | 1,679,000 | 1,730,000 | 1,893,000 |
| Securities available for sale | 25,935,000 | 28,665,000 | 29,949,000 | 34,392,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 150,818,000 | 161,003,000 | 177,798,000 | 192,891,000 |
| Interest-bearing deposits | 101,852,000 | 112,220,000 | 124,386,000 | 134,317,000 |
| Noninterest-bearing deposits | 48,966,000 | 48,783,000 | 53,412,000 | 58,574,000 |
| Equity capital | 21,682,000 | 21,683,000 | 23,186,000 | 32,987,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 1,857,000 | 4,282,000 | 7,286,000 | 10,979,000 |
| Interest expense | 413,000 | 1,045,000 | 1,867,000 | 2,813,000 |
| Net interest income | 1,444,000 | 3,237,000 | 5,419,000 | 8,166,000 |
| Noninterest income | 389,000 | 815,000 | 1,314,000 | 1,656,000 |
| Noninterest expense | 2,281,000 | 4,592,000 | 7,206,000 | 10,094,000 |
| Provision for loan losses | 4,000 | 4,000 | 44,000 | 194,000 |
| Pretax income | -452,000 | -544,000 | -517,000 | -466,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -452,000 | -544,000 | -517,000 | -466,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,021,000 | 16,965,000 | 18,920,000 | 28,971,000 |
| Total capital | 18,585,000 | 18,644,000 | 20,650,000 | 30,864,000 |
| Risk-weighted assets | 125,084,000 | 163,090,000 | 194,721,000 | 215,194,000 |