Call reports 2001
1ST UNITED BANK — 2001
What 1ST UNITED BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 19,334,000 | 23,298,000 | 28,910,000 | 35,403,000 |
| Total loans | 6,929,000 | 13,524,000 | 18,879,000 | 26,637,000 |
| Allowance for loan losses | 132,000 | 238,000 | 291,000 | 356,000 |
| Securities available for sale | 5,240,000 | 5,638,000 | 6,659,000 | 6,478,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 13,748,000 | 18,267,000 | 24,155,000 | 29,656,000 |
| Interest-bearing deposits | 12,763,000 | 16,350,000 | 21,951,000 | 27,265,000 |
| Noninterest-bearing deposits | 985,000 | 1,917,000 | 2,204,000 | 2,391,000 |
| Equity capital | 4,717,000 | 4,368,000 | 4,218,000 | 4,041,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 247,000 | 639,000 | 1,131,000 | 1,696,000 |
| Interest expense | 119,000 | 319,000 | 560,000 | 814,000 |
| Net interest income | 128,000 | 320,000 | 571,000 | 882,000 |
| Noninterest income | 52,000 | 109,000 | 213,000 | 396,000 |
| Noninterest expense | 500,000 | 998,000 | 1,532,000 | 2,079,000 |
| Provision for loan losses | 78,000 | 184,000 | 237,000 | 302,000 |
| Pretax income | -366,000 | -721,000 | -953,000 | -1,071,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -366,000 | -721,000 | -953,000 | -1,071,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,623,000 | 4,267,000 | 4,036,000 | 3,918,000 |
| Total capital | 4,755,000 | 4,494,000 | 4,313,000 | 4,274,000 |
| Risk-weighted assets | 11,179,000 | 18,148,000 | 22,170,000 | 28,814,000 |