Call reports 2014
SIMMONS FIRST BANK OF SOUTH ARKANSAS — 2014
What SIMMONS FIRST BANK OF SOUTH ARKANSAS reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 |
|---|---|---|
| Total assets | 197,967,000 | 188,789,000 |
| Total loans | 105,140,000 | 111,349,000 |
| Allowance for loan losses | 1,528,000 | 1,538,000 |
| Securities available for sale | 13,590,000 | 13,682,000 |
| Securities held to maturity | 41,179,000 | 39,431,000 |
| Trading assets | 0 | 0 |
| Total deposits | 176,137,000 | 166,634,000 |
| Interest-bearing deposits | 123,928,000 | 120,320,000 |
| Noninterest-bearing deposits | 52,209,000 | 46,314,000 |
| Equity capital | 16,439,000 | 16,669,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 |
|---|---|---|
| Interest income | 1,432,000 | 2,951,000 |
| Interest expense | 111,000 | 221,000 |
| Net interest income | 1,321,000 | 2,730,000 |
| Noninterest income | 635,000 | 1,254,000 |
| Noninterest expense | 1,189,000 | 2,299,000 |
| Provision for loan losses | 18,000 | 32,000 |
| Pretax income | 749,000 | 1,658,000 |
| Income tax | 230,000 | 521,000 |
| Net income | 519,000 | 1,137,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 |
|---|---|---|
| Tier 1 capital | 15,731,000 | 15,909,000 |
| Total capital | 17,187,000 | 17,444,000 |
| Risk-weighted assets | 116,239,000 | 122,645,000 |