Call reports 2013
SIMMONS FIRST BANK OF SOUTH ARKANSAS — 2013
What SIMMONS FIRST BANK OF SOUTH ARKANSAS reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 188,215,000 | 186,346,000 | 193,585,000 | 198,947,000 |
| Total loans | 95,458,000 | 109,100,000 | 113,203,000 | 104,350,000 |
| Allowance for loan losses | 1,539,000 | 1,548,000 | 1,499,000 | 1,517,000 |
| Securities available for sale | 13,941,000 | 13,543,000 | 13,492,000 | 13,442,000 |
| Securities held to maturity | 41,420,000 | 41,884,000 | 41,384,000 | 40,995,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 166,604,000 | 158,735,000 | 168,559,000 | 177,382,000 |
| Interest-bearing deposits | 118,102,000 | 113,645,000 | 121,860,000 | 130,055,000 |
| Noninterest-bearing deposits | 48,502,000 | 45,091,000 | 46,698,000 | 47,327,000 |
| Equity capital | 16,028,000 | 15,943,000 | 16,125,000 | 16,202,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,418,000 | 2,957,000 | 4,648,000 | 6,235,000 |
| Interest expense | 153,000 | 278,000 | 410,000 | 532,000 |
| Net interest income | 1,265,000 | 2,679,000 | 4,238,000 | 5,703,000 |
| Noninterest income | 636,000 | 1,282,000 | 1,943,000 | 2,592,000 |
| Noninterest expense | 1,199,000 | 2,387,000 | 3,504,000 | 4,628,000 |
| Provision for loan losses | -6,000 | 17,000 | 45,000 | 62,000 |
| Pretax income | 708,000 | 1,557,000 | 2,632,000 | 3,605,000 |
| Income tax | 217,000 | 487,000 | 843,000 | 1,162,000 |
| Net income | 491,000 | 1,070,000 | 1,789,000 | 2,443,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,093,000 | 15,253,000 | 15,470,000 | 15,580,000 |
| Total capital | 16,452,000 | 16,781,000 | 17,059,000 | 17,041,000 |
| Risk-weighted assets | 108,431,000 | 122,082,000 | 127,028,000 | 116,686,000 |