Call reports 2012
SIMMONS FIRST BANK OF SOUTH ARKANSAS — 2012
What SIMMONS FIRST BANK OF SOUTH ARKANSAS reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 182,073,000 | 180,504,000 | 182,034,000 | 191,522,000 |
| Total loans | 78,852,000 | 93,923,000 | 98,937,000 | 103,023,000 |
| Allowance for loan losses | 1,527,000 | 1,521,000 | 1,532,000 | 1,537,000 |
| Securities available for sale | 11,487,000 | 9,999,000 | 12,006,000 | 11,968,000 |
| Securities held to maturity | 37,941,000 | 36,282,000 | 36,803,000 | 34,384,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 154,180,000 | 152,336,000 | 153,902,000 | 162,787,000 |
| Interest-bearing deposits | 115,318,000 | 112,658,000 | 110,726,000 | 118,524,000 |
| Noninterest-bearing deposits | 38,862,000 | 39,678,000 | 43,176,000 | 44,263,000 |
| Equity capital | 17,395,000 | 17,552,000 | 17,682,000 | 15,903,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,399,000 | 2,902,000 | 4,507,000 | 6,075,000 |
| Interest expense | 202,000 | 395,000 | 579,000 | 755,000 |
| Net interest income | 1,197,000 | 2,507,000 | 3,928,000 | 5,320,000 |
| Noninterest income | 572,000 | 1,128,000 | 1,715,000 | 2,370,000 |
| Noninterest expense | 1,068,000 | 2,111,000 | 3,170,000 | 4,162,000 |
| Provision for loan losses | -7,000 | 2,000 | 32,000 | -21,000 |
| Pretax income | 708,000 | 1,522,000 | 2,441,000 | 3,549,000 |
| Income tax | 207,000 | 453,000 | 745,000 | 1,111,000 |
| Net income | 501,000 | 1,069,000 | 1,696,000 | 2,438,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,419,000 | 16,573,000 | 16,702,000 | 14,948,000 |
| Total capital | 17,575,000 | 17,905,000 | 18,114,000 | 16,391,000 |
| Risk-weighted assets | 91,958,000 | 106,238,000 | 112,708,000 | 115,182,000 |