Call reports 2010
SIMMONS FIRST BANK OF SOUTH ARKANSAS — 2010
What SIMMONS FIRST BANK OF SOUTH ARKANSAS reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 162,032,000 | 154,694,000 | 160,219,000 | 176,642,000 |
| Total loans | 81,689,000 | 90,362,000 | 95,163,000 | 85,434,000 |
| Allowance for loan losses | 1,384,000 | 1,430,000 | 1,439,000 | 1,465,000 |
| Securities available for sale | 9,020,000 | 13,638,000 | 9,118,000 | 7,071,000 |
| Securities held to maturity | 38,082,000 | 34,740,000 | 35,013,000 | 36,999,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 136,527,000 | 128,458,000 | 133,906,000 | 150,353,000 |
| Interest-bearing deposits | 110,685,000 | 102,276,000 | 106,829,000 | 118,202,000 |
| Noninterest-bearing deposits | 25,842,000 | 26,182,000 | 27,077,000 | 32,151,000 |
| Equity capital | 15,967,000 | 16,243,000 | 16,416,000 | 16,585,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,699,000 | 3,407,000 | 5,264,000 | 6,967,000 |
| Interest expense | 345,000 | 654,000 | 953,000 | 1,242,000 |
| Net interest income | 1,354,000 | 2,753,000 | 4,311,000 | 5,725,000 |
| Noninterest income | 608,000 | 1,233,000 | 1,821,000 | 2,412,000 |
| Noninterest expense | 1,005,000 | 1,940,000 | 2,878,000 | 3,754,000 |
| Provision for loan losses | 47,000 | 127,000 | 194,000 | 262,000 |
| Pretax income | 910,000 | 1,919,000 | 3,060,000 | 4,121,000 |
| Income tax | 283,000 | 598,000 | 958,000 | 1,299,000 |
| Net income | 627,000 | 1,321,000 | 2,102,000 | 2,822,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,918,000 | 15,143,000 | 15,334,000 | 15,537,000 |
| Total capital | 16,125,000 | 16,420,000 | 16,672,000 | 16,828,000 |
| Risk-weighted assets | 96,263,000 | 101,893,000 | 106,798,000 | 102,945,000 |