Call reports 2009
SIMMONS FIRST BANK OF SOUTH ARKANSAS — 2009
What SIMMONS FIRST BANK OF SOUTH ARKANSAS reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 171,919,000 | 159,933,000 | 160,819,000 | 165,682,000 |
| Total loans | 84,980,000 | 93,718,000 | 100,006,000 | 88,585,000 |
| Allowance for loan losses | 1,574,000 | 1,614,000 | 1,641,000 | 1,311,000 |
| Securities available for sale | 50,751,000 | 24,515,000 | 12,592,000 | 9,530,000 |
| Securities held to maturity | 13,746,000 | 29,291,000 | 34,271,000 | 38,787,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 147,467,000 | 135,185,000 | 131,537,000 | 139,898,000 |
| Interest-bearing deposits | 121,087,000 | 112,420,000 | 109,712,000 | 112,471,000 |
| Noninterest-bearing deposits | 26,380,000 | 22,765,000 | 21,825,000 | 27,427,000 |
| Equity capital | 15,459,000 | 15,474,000 | 15,681,000 | 15,832,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,926,000 | 3,713,000 | 5,698,000 | 7,614,000 |
| Interest expense | 610,000 | 1,125,000 | 1,584,000 | 1,995,000 |
| Net interest income | 1,316,000 | 2,588,000 | 4,114,000 | 5,619,000 |
| Noninterest income | 528,000 | 1,106,000 | 1,715,000 | 2,298,000 |
| Noninterest expense | 987,000 | 2,089,000 | 3,060,000 | 4,003,000 |
| Provision for loan losses | 35,000 | 98,000 | 157,000 | 191,000 |
| Pretax income | 822,000 | 1,564,000 | 2,703,000 | 3,814,000 |
| Income tax | 253,000 | 459,000 | 845,000 | 1,203,000 |
| Net income | 569,000 | 1,105,000 | 1,858,000 | 2,611,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,136,000 | 14,346,000 | 14,527,000 | 14,731,000 |
| Total capital | 15,434,000 | 15,657,000 | 15,903,000 | 16,023,000 |
| Risk-weighted assets | 100,364,000 | 104,399,000 | 109,672,000 | 103,184,000 |