Call reports 2008
SIMMONS FIRST BANK OF SOUTH ARKANSAS — 2008
What SIMMONS FIRST BANK OF SOUTH ARKANSAS reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 152,920,000 | 161,165,000 | 164,821,000 | 171,827,000 |
| Total loans | 83,215,000 | 96,117,000 | 101,485,000 | 91,481,000 |
| Allowance for loan losses | 1,595,000 | 1,603,000 | 1,660,000 | 1,525,000 |
| Securities available for sale | 38,243,000 | 38,383,000 | 35,304,000 | 48,125,000 |
| Securities held to maturity | 12,693,000 | 13,158,000 | 13,157,000 | 13,248,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 128,116,000 | 133,884,000 | 133,496,000 | 147,244,000 |
| Interest-bearing deposits | 102,434,000 | 108,678,000 | 110,697,000 | 124,691,000 |
| Noninterest-bearing deposits | 25,682,000 | 25,206,000 | 22,799,000 | 22,554,000 |
| Equity capital | 14,989,000 | 14,581,000 | 14,682,000 | 15,311,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 2,094,000 | 4,276,000 | 6,593,000 | 8,794,000 |
| Interest expense | 762,000 | 1,492,000 | 2,208,000 | 2,903,000 |
| Net interest income | 1,332,000 | 2,784,000 | 4,385,000 | 5,891,000 |
| Noninterest income | 443,000 | 879,000 | 1,400,000 | 1,914,000 |
| Noninterest expense | 897,000 | 1,800,000 | 2,721,000 | 3,676,000 |
| Provision for loan losses | 24,000 | 64,000 | 119,000 | 164,000 |
| Pretax income | 854,000 | 1,799,000 | 2,945,000 | 3,965,000 |
| Income tax | 268,000 | 567,000 | 937,000 | 1,269,000 |
| Net income | 586,000 | 1,232,000 | 2,008,000 | 2,696,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,245,000 | 13,436,000 | 13,656,000 | 13,975,000 |
| Total capital | 14,438,000 | 14,784,000 | 15,069,000 | 15,335,000 |
| Risk-weighted assets | 94,857,000 | 107,449,000 | 112,635,000 | 105,446,000 |