Call reports 2007
SIMMONS FIRST BANK OF SOUTH ARKANSAS — 2007
What SIMMONS FIRST BANK OF SOUTH ARKANSAS reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 147,382,000 | 146,325,000 | 141,825,000 | 146,584,000 |
| Total loans | 76,598,000 | 88,384,000 | 89,856,000 | 81,270,000 |
| Allowance for loan losses | 1,724,000 | 1,729,000 | 1,560,000 | 1,575,000 |
| Securities available for sale | 28,533,000 | 30,507,000 | 25,776,000 | 25,673,000 |
| Securities held to maturity | 15,378,000 | 9,893,000 | 10,056,000 | 11,510,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 128,689,000 | 126,962,000 | 119,546,000 | 127,638,000 |
| Interest-bearing deposits | 104,096,000 | 103,028,000 | 96,853,000 | 100,122,000 |
| Noninterest-bearing deposits | 24,593,000 | 23,934,000 | 22,693,000 | 27,516,000 |
| Equity capital | 16,804,000 | 16,869,000 | 17,236,000 | 17,483,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 2,093,000 | 4,312,000 | 6,632,000 | 8,782,000 |
| Interest expense | 844,000 | 1,727,000 | 2,634,000 | 3,479,000 |
| Net interest income | 1,249,000 | 2,585,000 | 3,998,000 | 5,303,000 |
| Noninterest income | 446,000 | 862,000 | 1,283,000 | 1,767,000 |
| Noninterest expense | 913,000 | 1,789,000 | 2,670,000 | 3,559,000 |
| Provision for loan losses | 0 | 19,000 | -151,000 | -140,000 |
| Pretax income | 782,000 | 1,639,000 | 2,762,000 | 3,651,000 |
| Income tax | 225,000 | 507,000 | 890,000 | 1,187,000 |
| Net income | 557,000 | 1,132,000 | 1,872,000 | 2,464,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,569,000 | 15,690,000 | 15,906,000 | 16,041,000 |
| Total capital | 16,678,000 | 16,923,000 | 17,153,000 | 17,215,000 |
| Risk-weighted assets | 87,964,000 | 98,011,000 | 99,329,000 | 93,344,000 |