Call reports 2006
SIMMONS FIRST BANK OF SOUTH ARKANSAS — 2006
What SIMMONS FIRST BANK OF SOUTH ARKANSAS reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 134,687,000 | 127,097,000 | 134,183,000 | 141,996,000 |
| Total loans | 71,620,000 | 79,269,000 | 87,246,000 | 74,204,000 |
| Allowance for loan losses | 1,872,000 | 1,878,000 | 1,714,000 | 1,721,000 |
| Securities available for sale | 29,757,000 | 22,145,000 | 19,445,000 | 22,491,000 |
| Securities held to maturity | 6,377,000 | 5,989,000 | 9,986,000 | 15,230,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 117,757,000 | 109,892,000 | 112,086,000 | 123,807,000 |
| Interest-bearing deposits | 95,028,000 | 89,459,000 | 91,392,000 | 98,612,000 |
| Noninterest-bearing deposits | 22,729,000 | 20,433,000 | 20,694,000 | 25,195,000 |
| Equity capital | 15,293,000 | 15,759,000 | 16,256,000 | 16,557,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,752,000 | 3,623,000 | 5,635,000 | 7,648,000 |
| Interest expense | 581,000 | 1,236,000 | 1,964,000 | 2,764,000 |
| Net interest income | 1,171,000 | 2,387,000 | 3,671,000 | 4,884,000 |
| Noninterest income | 405,000 | 910,000 | 1,373,000 | 1,832,000 |
| Noninterest expense | 831,000 | 1,712,000 | 2,557,000 | 3,425,000 |
| Provision for loan losses | 150,000 | 175,000 | 175,000 | 175,000 |
| Pretax income | 595,000 | 1,410,000 | 2,312,000 | 3,116,000 |
| Income tax | 185,000 | 452,000 | 749,000 | 1,013,000 |
| Net income | 410,000 | 958,000 | 1,563,000 | 2,103,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,066,000 | 14,631,000 | 14,828,000 | 15,370,000 |
| Total capital | 15,096,000 | 15,712,000 | 16,082,000 | 16,452,000 |
| Risk-weighted assets | 81,453,000 | 85,548,000 | 99,713,000 | 85,770,000 |