Call reports 2004
SIMMONS FIRST BANK OF SOUTH ARKANSAS — 2004
What SIMMONS FIRST BANK OF SOUTH ARKANSAS reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 129,596,000 | 126,017,000 | 132,359,000 | 130,893,000 |
| Total loans | 73,024,000 | 80,815,000 | 82,458,000 | 70,470,000 |
| Allowance for loan losses | 2,081,000 | 2,165,000 | 2,155,000 | 1,718,000 |
| Securities available for sale | 18,468,000 | 19,945,000 | 20,314,000 | 23,726,000 |
| Securities held to maturity | 11,301,000 | 11,182,000 | 11,165,000 | 9,491,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 115,645,000 | 111,983,000 | 111,545,000 | 115,095,000 |
| Interest-bearing deposits | 86,984,000 | 83,477,000 | 92,811,000 | 94,011,000 |
| Noninterest-bearing deposits | 28,661,000 | 28,506,000 | 18,734,000 | 21,084,000 |
| Equity capital | 12,338,000 | 12,477,000 | 13,175,000 | 13,585,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 1,479,000 | 2,983,000 | 4,624,000 | 6,213,000 |
| Interest expense | 304,000 | 592,000 | 915,000 | 1,264,000 |
| Net interest income | 1,175,000 | 2,391,000 | 3,709,000 | 4,949,000 |
| Noninterest income | 329,000 | 749,000 | 1,131,000 | 1,485,000 |
| Noninterest expense | 824,000 | 1,648,000 | 2,543,000 | 3,341,000 |
| Provision for loan losses | 330,000 | 450,000 | 570,000 | 690,000 |
| Pretax income | 350,000 | 1,042,000 | 1,727,000 | 2,403,000 |
| Income tax | 93,000 | 320,000 | 538,000 | 758,000 |
| Net income | 257,000 | 722,000 | 1,189,000 | 1,645,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,542,000 | 11,025,000 | 11,512,000 | 11,986,000 |
| Total capital | 11,552,000 | 12,116,000 | 12,637,000 | 12,990,000 |
| Risk-weighted assets | 79,691,000 | 86,136,000 | 89,275,000 | 79,424,000 |