Call reports 2002
SIMMONS FIRST BANK OF SOUTH ARKANSAS — 2002
What SIMMONS FIRST BANK OF SOUTH ARKANSAS reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 98,564,000 | 97,746,000 | 113,407,000 | 112,327,000 |
| Total loans | 54,887,000 | 60,471,000 | 75,657,000 | 67,229,000 |
| Allowance for loan losses | 892,000 | 969,000 | 1,517,000 | 1,559,000 |
| Securities available for sale | 16,077,000 | 11,278,000 | 10,255,000 | 11,272,000 |
| Securities held to maturity | 13,176,000 | 14,683,000 | 11,471,000 | 11,412,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 87,122,000 | 86,135,000 | 95,693,000 | 100,314,000 |
| Interest-bearing deposits | 74,833,000 | 72,642,000 | 81,397,000 | 82,754,000 |
| Noninterest-bearing deposits | 12,289,000 | 13,493,000 | 14,296,000 | 17,560,000 |
| Equity capital | 10,528,000 | 10,874,000 | 11,005,000 | 11,245,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,491,000 | 2,992,000 | 4,714,000 | 6,316,000 |
| Interest expense | 502,000 | 914,000 | 1,383,000 | 1,836,000 |
| Net interest income | 989,000 | 2,078,000 | 3,331,000 | 4,480,000 |
| Noninterest income | 202,000 | 416,000 | 668,000 | 972,000 |
| Noninterest expense | 593,000 | 1,193,000 | 1,931,000 | 2,696,000 |
| Provision for loan losses | 54,000 | 123,000 | 421,000 | 511,000 |
| Pretax income | 544,000 | 1,178,000 | 1,647,000 | 2,245,000 |
| Income tax | 160,000 | 356,000 | 490,000 | 679,000 |
| Net income | 384,000 | 822,000 | 1,157,000 | 1,566,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,980,000 | 10,208,000 | 9,122,000 | 9,343,000 |
| Total capital | 10,767,000 | 11,031,000 | 10,129,000 | 10,262,000 |
| Risk-weighted assets | 62,852,000 | 65,640,000 | 80,063,000 | 72,898,000 |