Call reports 2001
SIMMONS FIRST BANK OF SOUTH ARKANSAS — 2001
What SIMMONS FIRST BANK OF SOUTH ARKANSAS reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 67,796,000 | 63,461,000 | 67,525,000 | 103,267,000 |
| Total loans | 37,815,000 | 39,127,000 | 40,139,000 | 54,578,000 |
| Allowance for loan losses | 520,000 | 557,000 | 583,000 | 885,000 |
| Securities available for sale | 7,749,000 | 5,257,000 | 7,290,000 | 12,509,000 |
| Securities held to maturity | 11,741,000 | 13,471,000 | 11,342,000 | 14,179,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 61,317,000 | 57,032,000 | 57,910,000 | 92,004,000 |
| Interest-bearing deposits | 53,365,000 | 49,763,000 | 48,630,000 | 76,879,000 |
| Noninterest-bearing deposits | 7,952,000 | 7,269,000 | 9,280,000 | 15,125,000 |
| Equity capital | 5,871,000 | 5,969,000 | 6,111,000 | 10,440,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,217,000 | 2,386,000 | 3,550,000 | 7,102,000 |
| Interest expense | 613,000 | 1,174,000 | 1,711,000 | 3,313,000 |
| Net interest income | 604,000 | 1,212,000 | 1,839,000 | 3,789,000 |
| Noninterest income | 135,000 | 214,000 | 323,000 | 826,000 |
| Noninterest expense | 383,000 | 758,000 | 1,144,000 | 2,317,000 |
| Provision for loan losses | 36,000 | 72,000 | 108,000 | 189,000 |
| Pretax income | 320,000 | 596,000 | 910,000 | 2,109,000 |
| Income tax | 88,000 | 163,000 | 250,000 | 614,000 |
| Net income | 232,000 | 433,000 | 660,000 | 1,495,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,798,000 | 5,900,000 | 6,014,000 | 9,778,000 |
| Total capital | 6,306,000 | 6,432,000 | 6,592,000 | 10,573,000 |
| Risk-weighted assets | 40,626,000 | 42,568,000 | 46,218,000 | 63,530,000 |