Call reports 2025
PRODUCER BANK OF TEXAS — 2025
What PRODUCER BANK OF TEXAS reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 50,831,000 | 48,318,000 | 49,311,000 | 53,505,000 |
| Total loans | 16,023,000 | 16,959,000 | 19,955,000 | 20,125,000 |
| Allowance for loan losses | 1,472,000 | 1,398,000 | 1,461,000 | 842,000 |
| Securities available for sale | 6,605,000 | 6,766,000 | 4,194,000 | 3,687,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 34,438,000 | 31,997,000 | 33,504,000 | 37,695,000 |
| Interest-bearing deposits | 23,889,000 | 21,273,000 | 22,516,000 | 26,720,000 |
| Noninterest-bearing deposits | 10,549,000 | 10,724,000 | 10,988,000 | 10,975,000 |
| Equity capital | 14,416,000 | 14,309,000 | 13,975,000 | 14,057,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 588,000 | 1,196,000 | 1,795,000 | 2,451,000 |
| Interest expense | 165,000 | 306,000 | 436,000 | 607,000 |
| Net interest income | 423,000 | 890,000 | 1,359,000 | 1,844,000 |
| Noninterest income | 52,000 | 101,000 | 161,000 | 261,000 |
| Noninterest expense | 535,000 | 1,144,000 | 1,911,000 | 2,640,000 |
| Provision for loan losses | 0 | -9,000 | 63,000 | 74,000 |
| Pretax income | -60,000 | -144,000 | -454,000 | -611,000 |
| Income tax | 12,000 | 28,000 | 61,000 | -192,000 |
| Net income | -72,000 | -172,000 | -515,000 | -419,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,265,000 | 11,155,000 | 10,656,000 | 10,392,000 |