Call reports 2024
PRODUCER BANK OF TEXAS — 2024
What PRODUCER BANK OF TEXAS reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 35,433,000 | 32,482,000 | 31,853,000 | 48,838,000 |
| Total loans | 18,642,000 | 18,471,000 | 18,022,000 | 16,734,000 |
| Allowance for loan losses | 268,000 | 293,000 | 818,000 | 1,530,000 |
| Securities available for sale | 7,973,000 | 8,712,000 | 5,593,000 | 4,423,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 31,099,000 | 28,064,000 | 27,852,000 | 33,044,000 |
| Interest-bearing deposits | 21,958,000 | 19,121,000 | 17,462,000 | 20,579,000 |
| Noninterest-bearing deposits | 9,141,000 | 8,944,000 | 10,390,000 | 12,465,000 |
| Equity capital | 3,314,000 | 3,384,000 | 2,974,000 | 14,494,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 440,000 | 940,000 | 1,347,000 | 114,000 |
| Interest expense | 107,000 | 230,000 | 318,000 | 25,000 |
| Net interest income | 333,000 | 710,000 | 1,029,000 | 89,000 |
| Noninterest income | 37,000 | 104,000 | 189,000 | 14,000 |
| Noninterest expense | 324,000 | 694,000 | 1,040,000 | 350,000 |
| Provision for loan losses | 30,000 | 60,000 | 590,000 | 177,000 |
| Pretax income | 16,000 | 60,000 | -412,000 | -438,000 |
| Income tax | 5,000 | -8,000 | -8,000 | -84,000 |
| Net income | 11,000 | 68,000 | -404,000 | -354,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,471,000 | 3,528,000 | 3,056,000 | 11,327,000 |