Call reports 2023
PRODUCER BANK OF TEXAS — 2023
What PRODUCER BANK OF TEXAS reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 37,706,000 | 35,200,000 | 33,079,000 | 32,604,000 |
| Total loans | 19,278,000 | 19,419,000 | 20,136,000 | 19,364,000 |
| Allowance for loan losses | 352,000 | 347,000 | 337,000 | 346,000 |
| Securities available for sale | 13,184,000 | 12,156,000 | 9,217,000 | 7,515,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 33,656,000 | 30,881,000 | 28,913,000 | 28,306,000 |
| Interest-bearing deposits | 23,305,000 | 21,425,000 | 18,982,000 | 19,029,000 |
| Noninterest-bearing deposits | 10,351,000 | 9,456,000 | 9,930,000 | 9,278,000 |
| Equity capital | 3,054,000 | 3,072,000 | 3,173,000 | 3,291,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 403,000 | 828,000 | 1,250,000 | 1,689,000 |
| Interest expense | 98,000 | 199,000 | 281,000 | 361,000 |
| Net interest income | 305,000 | 629,000 | 969,000 | 1,328,000 |
| Noninterest income | 31,000 | 79,000 | 132,000 | 165,000 |
| Noninterest expense | 319,000 | 637,000 | 956,000 | 1,289,000 |
| Provision for loan losses | 12,000 | 35,000 | 43,000 | 70,000 |
| Pretax income | 5,000 | 36,000 | 102,000 | 124,000 |
| Income tax | 24,000 | 28,000 | 33,000 | 38,000 |
| Net income | -19,000 | 8,000 | 69,000 | 86,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,356,000 | 3,382,000 | 3,443,000 | 3,460,000 |
| Total capital | 3,611,000 | — | — | — |
| Risk-weighted assets | 20,330,000 | — | — | — |