Call reports 2022
PRODUCER BANK OF TEXAS — 2022
What PRODUCER BANK OF TEXAS reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 37,762,000 | 35,959,000 | 37,139,000 | 37,500,000 |
| Total loans | 16,591,000 | 18,582,000 | 19,551,000 | 18,869,000 |
| Allowance for loan losses | 277,000 | 278,000 | 324,000 | 351,000 |
| Securities available for sale | 14,374,000 | 14,115,000 | 13,255,000 | 13,552,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 33,791,000 | 31,971,000 | 33,166,000 | 33,516,000 |
| Interest-bearing deposits | 23,661,000 | 21,205,000 | 22,615,000 | 23,201,000 |
| Noninterest-bearing deposits | 10,130,000 | 10,766,000 | 10,551,000 | 10,315,000 |
| Equity capital | 2,960,000 | 2,839,000 | 2,980,000 | 3,002,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 312,000 | 651,000 | 1,130,000 | 1,516,000 |
| Interest expense | 22,000 | 47,000 | 84,000 | 148,000 |
| Net interest income | 290,000 | 604,000 | 1,046,000 | 1,368,000 |
| Noninterest income | 26,000 | 82,000 | 119,000 | 143,000 |
| Noninterest expense | 276,000 | 522,000 | 775,000 | 1,080,000 |
| Provision for loan losses | 50,000 | 131,000 | 161,000 | 238,000 |
| Pretax income | -10,000 | 33,000 | 229,000 | 193,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -10,000 | 33,000 | 229,000 | 193,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,171,000 | 3,213,000 | 3,410,000 | 3,374,000 |
| Total capital | 3,396,000 | 3,464,000 | 3,672,000 | 3,630,000 |
| Risk-weighted assets | 17,951,000 | 20,073,000 | 20,913,000 | 20,353,000 |