Call reports 2021
PRODUCER BANK OF TEXAS — 2021
What PRODUCER BANK OF TEXAS reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 36,964,000 | 35,794,000 | 35,466,000 | 36,915,000 |
| Total loans | 13,830,000 | 15,372,000 | 16,323,000 | 15,719,000 |
| Allowance for loan losses | 203,000 | 282,000 | 245,000 | 264,000 |
| Securities available for sale | 9,540,000 | 11,277,000 | 11,238,000 | 12,618,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 32,608,000 | 31,466,000 | 31,111,000 | 32,621,000 |
| Interest-bearing deposits | 23,347,000 | 22,196,000 | 21,595,000 | 22,617,000 |
| Noninterest-bearing deposits | 9,261,000 | 9,270,000 | 9,516,000 | 10,004,000 |
| Equity capital | 3,242,000 | 3,227,000 | 3,275,000 | 3,247,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 287,000 | 593,000 | 917,000 | 1,239,000 |
| Interest expense | 34,000 | 65,000 | 90,000 | 114,000 |
| Net interest income | 253,000 | 528,000 | 827,000 | 1,125,000 |
| Noninterest income | 14,000 | 51,000 | 78,000 | 98,000 |
| Noninterest expense | 278,000 | 528,000 | 755,000 | 1,024,000 |
| Provision for loan losses | 46,000 | 136,000 | 196,000 | 224,000 |
| Pretax income | -57,000 | -85,000 | -46,000 | -26,000 |
| Income tax | -19,000 | -19,000 | -19,000 | -19,000 |
| Net income | -38,000 | -66,000 | -27,000 | -7,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,150,000 | 3,122,000 | 3,161,000 | 3,181,000 |