Call reports 2020
PRODUCER BANK OF TEXAS — 2020
What PRODUCER BANK OF TEXAS reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 29,592,000 | 30,146,000 | 31,278,000 | 34,547,000 |
| Total loans | 13,898,000 | 14,206,000 | 14,290,000 | 13,634,000 |
| Allowance for loan losses | 228,000 | 297,000 | 298,000 | 260,000 |
| Securities available for sale | 8,407,000 | 9,521,000 | 8,365,000 | 9,715,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 25,240,000 | 25,686,000 | 26,778,000 | 30,090,000 |
| Interest-bearing deposits | 18,627,000 | 17,936,000 | 18,975,000 | 21,207,000 |
| Noninterest-bearing deposits | 6,613,000 | 7,750,000 | 7,804,000 | 8,883,000 |
| Equity capital | 3,278,000 | 3,345,000 | 3,377,000 | 3,326,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 322,000 | 633,000 | 944,000 | 1,257,000 |
| Interest expense | 36,000 | 70,000 | 104,000 | 140,000 |
| Net interest income | 286,000 | 563,000 | 840,000 | 1,117,000 |
| Noninterest income | 30,000 | 126,000 | 155,000 | 172,000 |
| Noninterest expense | 266,000 | 533,000 | 803,000 | 1,075,000 |
| Provision for loan losses | 7,000 | 129,000 | 131,000 | 131,000 |
| Pretax income | 43,000 | 27,000 | 61,000 | 83,000 |
| Income tax | 2,000 | 2,000 | 6,000 | 11,000 |
| Net income | 41,000 | 25,000 | 55,000 | 72,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,226,000 | 3,210,000 | 3,240,000 | 3,188,000 |