Call reports 2019
PRODUCER BANK OF TEXAS — 2019
What PRODUCER BANK OF TEXAS reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 41,755,000 | 39,698,000 | 30,510,000 | 29,448,000 |
| Total loans | 14,222,000 | 14,642,000 | 14,551,000 | 13,999,000 |
| Allowance for loan losses | 224,000 | 225,000 | 215,000 | 229,000 |
| Securities available for sale | 20,410,000 | 19,509,000 | 12,506,000 | 10,003,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 37,556,000 | 35,300,000 | 26,032,000 | 25,138,000 |
| Interest-bearing deposits | 29,199,000 | 26,214,000 | 19,194,000 | 18,449,000 |
| Noninterest-bearing deposits | 8,357,000 | 9,086,000 | 6,838,000 | 6,689,000 |
| Equity capital | 3,216,000 | 3,384,000 | 3,460,000 | 3,225,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 399,000 | 796,000 | 1,166,000 | 1,513,000 |
| Interest expense | 52,000 | 97,000 | 136,000 | 172,000 |
| Net interest income | 347,000 | 699,000 | 1,030,000 | 1,341,000 |
| Noninterest income | 20,000 | 57,000 | 90,000 | 67,000 |
| Noninterest expense | 290,000 | 563,000 | 835,000 | 1,203,000 |
| Provision for loan losses | 15,000 | 22,000 | 30,000 | 43,000 |
| Pretax income | 62,000 | 171,000 | 254,000 | 161,000 |
| Income tax | 3,000 | 20,000 | 28,000 | 37,000 |
| Net income | 59,000 | 151,000 | 226,000 | 124,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,252,000 | 3,344,000 | 3,419,000 | 3,185,000 |
| Total capital | 3,452,000 | 3,548,000 | 3,613,000 | 3,377,000 |
| Risk-weighted assets | 15,920,000 | 16,389,000 | 15,498,000 | 15,317,000 |