Call reports 2018
PRODUCER BANK OF TEXAS — 2018
What PRODUCER BANK OF TEXAS reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 47,764,000 | 46,681,000 | 46,220,000 | 45,917,000 |
| Total loans | 15,651,000 | 16,099,000 | 15,751,000 | 15,127,000 |
| Allowance for loan losses | 252,000 | 278,000 | 279,000 | 217,000 |
| Securities available for sale | 24,987,000 | 23,973,000 | 22,457,000 | 21,205,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 43,774,000 | 42,571,000 | 41,989,000 | 41,838,000 |
| Interest-bearing deposits | 19,618,000 | 35,284,000 | 34,042,000 | 30,909,000 |
| Noninterest-bearing deposits | 24,156,000 | 7,287,000 | 7,947,000 | 10,930,000 |
| Equity capital | 3,056,000 | 3,161,000 | 3,270,000 | 3,110,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 362,000 | 761,000 | 1,161,000 | 1,573,000 |
| Interest expense | 28,000 | 77,000 | 126,000 | 171,000 |
| Net interest income | 334,000 | 684,000 | 1,035,000 | 1,402,000 |
| Noninterest income | 31,000 | 71,000 | 109,000 | 118,000 |
| Noninterest expense | 273,000 | 540,000 | 807,000 | 1,141,000 |
| Provision for loan losses | 40,000 | 68,000 | 77,000 | 160,000 |
| Pretax income | 52,000 | 147,000 | 260,000 | 219,000 |
| Income tax | 3,000 | -5,000 | -2,000 | 0 |
| Net income | 49,000 | 152,000 | 262,000 | 219,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,188,000 | 3,291,000 | 3,401,000 | 3,193,000 |
| Total capital | 3,405,000 | 3,515,000 | 3,622,000 | 3,408,000 |
| Risk-weighted assets | 17,328,000 | 17,837,000 | 17,618,000 | 17,135,000 |