Call reports 2017
PRODUCER BANK OF TEXAS — 2017
What PRODUCER BANK OF TEXAS reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 30,267,000 | 29,886,000 | 39,016,000 | 40,074,000 |
| Total loans | 15,929,000 | 15,961,000 | 16,318,000 | 16,399,000 |
| Allowance for loan losses | 220,000 | 235,000 | 199,000 | 222,000 |
| Securities available for sale | 7,632,000 | 7,721,000 | 18,456,000 | 18,318,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 26,215,000 | 25,725,000 | 34,824,000 | 36,096,000 |
| Interest-bearing deposits | 19,579,000 | 19,025,000 | 18,484,000 | 18,992,000 |
| Noninterest-bearing deposits | 6,636,000 | 6,700,000 | 16,340,000 | 17,104,000 |
| Equity capital | 3,163,000 | 3,257,000 | 3,277,000 | 3,053,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 321,000 | 644,000 | 989,000 | 1,360,000 |
| Interest expense | 24,000 | 48,000 | 73,000 | 99,000 |
| Net interest income | 297,000 | 596,000 | 916,000 | 1,261,000 |
| Noninterest income | 18,000 | 53,000 | 96,000 | 118,000 |
| Noninterest expense | 254,000 | 517,000 | 821,000 | 1,143,000 |
| Provision for loan losses | 15,000 | 35,000 | 58,000 | 98,000 |
| Pretax income | 46,000 | 97,000 | 133,000 | 138,000 |
| Income tax | 4,000 | -16,000 | -13,000 | 5,000 |
| Net income | 42,000 | 113,000 | 146,000 | 133,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,174,000 | 3,245,000 | 3,277,000 | 3,139,000 |
| Total capital | 3,387,000 | 3,462,000 | 3,476,000 | 3,359,000 |
| Risk-weighted assets | 17,014,000 | 17,437,000 | 17,514,000 | 17,637,000 |