Call reports 2016
PRODUCER BANK OF TEXAS — 2016
What PRODUCER BANK OF TEXAS reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 28,200,000 | 28,848,000 | 29,062,000 | 28,929,000 |
| Total loans | 15,099,000 | 15,712,000 | 15,911,000 | 15,895,000 |
| Allowance for loan losses | 238,000 | 240,000 | 238,000 | 223,000 |
| Securities available for sale | 7,804,000 | 7,814,000 | 7,776,000 | 7,621,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 24,149,000 | 24,649,000 | 24,821,000 | 24,960,000 |
| Interest-bearing deposits | 19,002,000 | 19,181,000 | 18,821,000 | 19,084,000 |
| Noninterest-bearing deposits | 5,147,000 | 5,468,000 | 6,000,000 | 5,876,000 |
| Equity capital | 3,193,000 | 3,305,000 | 3,354,000 | 3,098,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 311,000 | 632,000 | 950,000 | 1,282,000 |
| Interest expense | 22,000 | 46,000 | 69,000 | 95,000 |
| Net interest income | 289,000 | 586,000 | 881,000 | 1,187,000 |
| Noninterest income | 44,000 | 100,000 | 140,000 | 159,000 |
| Noninterest expense | 260,000 | 501,000 | 759,000 | 1,103,000 |
| Provision for loan losses | 2,000 | 10,000 | 20,000 | 35,000 |
| Pretax income | 71,000 | 175,000 | 242,000 | 208,000 |
| Income tax | 10,000 | 24,000 | 33,000 | 0 |
| Net income | 61,000 | 151,000 | 209,000 | 208,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,150,000 | 3,240,000 | 3,298,000 | 3,132,000 |
| Total capital | 3,354,000 | 3,451,000 | 3,511,000 | 3,348,000 |
| Risk-weighted assets | 16,319,000 | 16,887,000 | 17,044,000 | 17,272,000 |