Call reports 2015
PRODUCER BANK OF TEXAS — 2015
What PRODUCER BANK OF TEXAS reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 29,551,000 | 28,238,000 | 28,827,000 | 28,408,000 |
| Total loans | 14,009,000 | 14,428,000 | 15,134,000 | 14,501,000 |
| Allowance for loan losses | 208,000 | 216,000 | 236,000 | 236,000 |
| Securities available for sale | 10,457,000 | 10,373,000 | 9,624,000 | 8,584,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 25,624,000 | 24,312,000 | 24,762,000 | 24,478,000 |
| Interest-bearing deposits | 20,187,000 | 18,227,000 | 18,954,000 | 18,672,000 |
| Noninterest-bearing deposits | 5,438,000 | 6,085,000 | 5,808,000 | 5,806,000 |
| Equity capital | 3,103,000 | 3,116,000 | 3,224,000 | 3,100,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 293,000 | 593,000 | 912,000 | 1,223,000 |
| Interest expense | 23,000 | 45,000 | 68,000 | 90,000 |
| Net interest income | 270,000 | 548,000 | 844,000 | 1,133,000 |
| Noninterest income | 23,000 | 65,000 | 111,000 | 138,000 |
| Noninterest expense | 241,000 | 490,000 | 726,000 | 1,063,000 |
| Provision for loan losses | 15,000 | 28,000 | 35,000 | 35,000 |
| Pretax income | 37,000 | 95,000 | 194,000 | 173,000 |
| Income tax | 13,000 | 26,000 | 40,000 | 1,000 |
| Net income | 24,000 | 69,000 | 154,000 | 172,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,082,000 | 3,116,000 | 3,224,000 | 3,090,000 |
| Total capital | 3,290,000 | 3,313,000 | 3,428,000 | 3,286,000 |
| Risk-weighted assets | 17,168,000 | 15,702,000 | 16,411,000 | 15,630,000 |